Through Modular Banking, it’s no longer all-or-nothing. Sponsor banks can choose to specialize in a selected set of offerings, such as ACH processing, FedWire processing or Card issuance, at levels that are within their risk tolerance.
Learn more about Modular bankingLowers barriers to entry into fintech-served markets
Limits regulatory risks and compliance burden to only selected offerings
Allows for capping of regulatory risk and compliance burden within risk tolerance levels
Shares compliance burden with a licensed and regulated BaaS platform provider
Simplifies ongoing risk management and compliance obligations supporting fintech operations
Boosts ROI of fintech market operations, providing market access at low marginal operational cost and complexity